uilding your wealth requires a careful look at your overall financial picture, particularly your own personal circumstances and the tax implications of your investments. By structuring the right mix of investments for your portfolio, you can pay less tax and ensure that you are receiving optimal returns. You work hard to earn your money and in turn you want to see as much of it as possible work for you.

 

It may seem obvious, but many Canadians aren't sure what their marginal tax rate is. It is important to consult with a professional tax advisor for tax planning guidance. He or she will take your personal circumstances into account in determining appropriate recommendations. From there, we can develop a tax-effective investment strategy for you.  
To get you started, we offer our Practical Perspectives on Tax Planning Handbook, which is designed to show you how much tax you are paying and to give you tips on how to reduce that amount. The handbook covers topics such as the taxation of investment income, borrowing to invest, income splitting, tax and retirement planning, investment products with tax advantages and U.S. investments. 

 

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